8 empty excuses for not saving

‘I’ve never been able to save’
If you think you’re unable to save, you’ll likely sabotage your attempts at saving. The first step is to change your mindset and truly believe you have the ability to save money.

‘I don’t make enough to save’
Yes, it is harder to save when you don’t make much money. But unless you don’t have enough for a modest place to live and basic food, you probably have the ability to save a few dollars each month. Look to cut out small expenses, like lottery tickets and convenience-store soft drinks first. You may be surprised by how much you can save. Continue reading →